Strength, security, integrity and dedication… these are qualities you look for when choosing financial protection for a lifetime. Annuity Investors Life, a subsidiary of Great American Financial Resources, Inc. fits all of these descriptions and more. Annuity Investors Life has one of the most solid investment portfolios in the insurance industry today. Maintaining a high-quality investment portfolio that produces a predictable and stable stream of investment income is our principal objective. By limiting our investment risks, we help maximize the security of your retirement. Our strategy and diversification have resulted in a strong and stable portfolio, and reflects the responsibility we feel for the funds entrusted to us. A.M. Best Company rates Annuity Investors Life "A (Excellent)" for our financial strength. This is the third-highest of sixteen possible ratings from A.M. Best.^*Great American Financial Resources, Inc. is publicly traded on the New York Stock Exchange (NYSE:GFR). As of June 30, 2005, the company and its family of life insurers have more than $12 billion of assets under management. Through its subsidiaries, GAFRI markets retirement annuities and various forms of life and supplemental health insurance.

For more information on our financial strength, see our Trust in Your future brochure.

^* This rating of financial strength for Annuity Investors Life does not apply to the separate account investment options of The Commodore variable annuities that are managed by other companies.