Great American Financial Resources Notice of Privacy and Insurance Information Practices
We are committed to providing our customers with excellent products backed by quality service. While information about you is essential to meet your insurance and financial service needs, we recognize the importance of handling your personal information with care. Accordingly, Great American Financial Resources and its affiliated companies listed below have established this Notice and related policies.
Confidentiality and Security of Your Information
We maintain appropriate physical, electronic, and procedural safeguards to protect the security and confidentiality of your nonpublic personal information. We educate our employees about the terms of this Notice and the importance of customer privacy. We restrict access to nonpublic personal information about you to those employees and others who need to know that information to provide products or services to you, to maintain your accounts, or conduct our business.
Personal Information We Collect About You
Collecting personal information from you is essential to our ability to offer quality insurance products and financial services. As part of that process, we may collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications and other forms;
- Information about your transactions with us, our affiliates, or others;
- Based upon the products purchased or services provided, information we receive from consumer reporting agencies; and
- Information that is used to facilitate visits to our web sites or emails from you.
Categories of Information We Disclose and to Whom
We do not disclose any personal information about our customers or former customers to anyone, except as permitted or required by law. We may disclose the types of information listed below to companies that help us conduct our business, that perform administrative or others services on our behalf, or other financial institutions with which we have joint marketing agreements:
- Information we receive from you on applications and other forms, such as your name, address, Social Security number, assets, income and beneficiaries;
- Information about your transactions with us, our affiliates or others, such as policy coverage, premiums, and payment history; and
- Information we receive from a consumer reporting agency and other sources, such as your credit worthiness and history, medical information and employment information.
When information is disclosed to third parties as described above, we require recipients to adhere to appropriate confidentiality procedures and practices to protect your privacy.
Your Medical Information
We do not share your nonpublic personal health information except as necessary to underwrite a product, administer your policy, as authorized by you, or as permitted or required by law.
Fair Credit Reporting Act
We do not share information subject to the Fair Credit Reporting Act with our affiliates except as permitted or required by law.
Your Records
We strive to maintain the accuracy of your personal information. In order to help us maintain that accuracy, you may have the right to reasonably access your information. If you believe any of information in our possession is inaccurate, you may request that we amend or delete the information you believe to be erroneous. If we concur with your conclusion, we will amend or delete the information in question. To avail yourself of this process, you must write our Privacy Officer at the address below in order to obtain our complete policy on accessing and amending your nonpublic personal information.
This Policy Applies to You
This Privacy Notice applies to our relationships with individual consumers who inquire about and/or obtain products or services from Great American Financial Resources®, Inc., and its affiliates listed below, for personal, family or household purposes.
Questions?
Because Great American Financial Resources does not share information outside permitted exceptions, there is no need to take any action under this Notice. In the event you have questions about this Notice of Privacy and Insurance Information Practices, please write the Privacy Officer at the address provided below.
Thank You
On behalf of Great American Financial Resources we thank you for your business and look forward to serving you for many years to come.
Insurance Companies
Great American Financial Resources®, Inc.
Annuity Investors Life Insurance Company
American Retirement Life Insurance Company
Great American Life Assurance Company
Great American Life Insurance Company
Great American Life Insurance Company of New York
Loyal American Life Insurance Company
United Teacher Associates Insurance Company
Broker-Dealer and Registered Investment Advisors
Great American Advisors, Inc.
Insurance Agencies
AAG Insurance Agency, Inc.
AAG Insurance Agency of Alabama, Inc.
AAG Insurance Agency of Texas, Inc.
Consolidated Financial Corporation
Great American Advisors, Inc.
Keyes Graham Insurance Agency
Lifestyle Financial Investments Agency of Ohio, Inc.
Great American Financial Resources®, Inc.
P.O. Box 120
Cincinnati, Ohio 45202
Attention: Privacy Officer
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